Refinancing your student loan can be a good option if you need to change your payment terms. You can choose a longer repayment term or a shorter one to reduce your monthly payments. Refinancing can also simplify your payments, by grouping them to one lender. Read on to learn how refinancing works. Here are some […]
While it’s cheaper to live on campus than off, many students still prefer to live off campus for a few reasons. On-campus housing is usually more affordable, and housing grants may even help cover room and board. If you don’t want to pay for off-campus housing, you can use your student loans to cover room […]
There are a number of regulations about how many hours a student can work. In general, students can only work twenty hours a week. This limit includes all jobs, even those off campus. For example, if a student works two on-campus jobs, the total hours would be forty. However, a student can work up to […]
If you’re wondering how does a private student loan work, there are a few key factors to consider. Interest accrues during the time you’re in school. Repayment periods vary, and lenders consider both income potential and grades to determine whether or not to extend the loan. Below are some helpful tips for qualifying for a […]
Are you wondering how to repay your federal student loans? In this article we’ll look at the interest rate, grace period, and repayment terms. Also, find out how much Interest accrues while you’re in school. And we’ll talk about how you can avoid default by understanding how interest is calculated. So you can choose your […]